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People's Personal Accident
  • Coverage
    ৳100,000
  • Premium
    ৳69
    Policy Duration: 1 Year Total Sum Insured ৳100,000

What is covered?

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৳100,000
Accidental Death
৳100,000
Lump sum benefit paid to the legal nominee if the Insured Person dies due to an accident.
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Features

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Pre-existing Conditions
Not Covered
Not Covered
Coverage for pre-existing conditions/illnesses
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Covered Injuries
Serious accident causing permanent disability or death
Serious accident causing permanent disability or death
Injury types that are covered under the policy

What is not covered?

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Illegal activity/felony
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Self inflicted injury, suicide/attempted suicide
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Natural Death
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War, invasion, civil war, nuclear peril
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Gaming events
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Waiting periods

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Accident: 0 Day
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Delivery Timeline

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Claim Process

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See Details
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People's Personal Accident
  • Coverage
    ৳100,000
  • Premium
    ৳69
    Policy Duration: 1 Year Total Sum Insured ৳100,000
Description

Coverage Duration: 1 year from the date of policy issuance

For any Bangladeshi Citizen aged between 16 and 65 years

CoverageBenefit Amount (BDT)
Death (within 6 calendar months of accidental injury)100,000.00 (Capital Sum Insured)
Total permanent loss of sight of both eyes/total permanent loss of both hands/both feet/one eye and one limb/one hand and one foot (within 6 calendar months of accidental injury)100,000.00 (Capital Sum Insured)
Total permanent loss of sight of one eye/total permanent loss of one hand/one foot (within 6 calendar months of accidental injury)50,000.00 (50% of Capital Sum Insured)
Permanent total and absolute disablement caused by accidental injury (within 12 calendar months of injury)100,000.00 (Capital Sum Insured)

  • Policy will be issued within 1 working day of ordering.
  • Cancellation is available until your policy is issued by the Insurance Company. Once the policy is issued, it cannot be cancelled or refunded.
Claim Process



Accident insurance is a type of insurance where the policyholder or insured person is paid directly in the event of an accident resulting in an injury to the insured person. The insured can spend the benefit payment however they choose. While accidents and their causes vary wildly, the general definition of an accident is an unfortunate incident that happens unexpectedly and unintentionally, typically resulting in an injury.

Everyone should have a personal Accident Insurance policy because we never know when an accident may occur. Every day we live through some uncertain risks that may affect us negatively, such as road traffic accidents, workplace injuries, and even accidents within our homes while performing our regular life. So, it is always wise to have an accident insurance policy that pays compensation in case of accidental injuries. Moreover, Accident Insurance policies are affordable in terms of price and provide excellent coverage against accident-related mishaps.

Generally, there are two types of Accident Insurance available in Bangladesh. One pays benefits against temporary disablement or injuries due to an accident, and the other pays benefits against permanent disabilities due to an accident. Accident Insurance may sometimes compensate the nominee if the insured person dies due to an accident. Please check the policy details before purchasing Accident Insurance for yourself or your loved ones.

Bimafy offers all types of Accident Insurance to customers. Biker Bima for motorcycle users is the most famous accident insurance policy, which pays fixed benefits against injuries due to road traffic accidents. The Peoples's Personal Accident (PPA) policy is another very affordable accident insurance policy that pays benefits against accidental death and permanent disabilities.