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Bimafy always emphasizes providing the best insurance solutions to the Bangladeshi people. As a continuation of that effort, it recently launched a new accident insurance product specially designed for motorcycle riders. As motorbike riders are very much prone to accidents and the previous third party (or the act liability) insurance did not provide substantial coverage against accidental injuries, it is very much needed for a motorcycle rider to have accident insurance in place while riding on the streets so that the insured biker can get a financial benefit in case of any accidental injuries due to a road traffic accident.

Biker Bima is the newly added product line of Bimafy (, countries first online insurance marketplace from where people can quickly get their required insurance policies with just a few clicks. Biker Bima provides various accidental injury coverages to a motorcycle rider which comes in handy for someone who faces an accident and gets injured while riding a bike.

This insurance policy provides up to BDT. 55,000 insurance coverage for one year for only BDT. 299 premium. A premium membership card with one-year validity is also issued and delivered to the customers as proof of insurance activation. Customers can also opt-in for cash on delivery payment while ordering on their website

A brief detail of Biker Bima is provided below:


  • Up to BDT. 50,000 as Accidental Hospitalization (with day-care treatment) Coverage Up to BDT. 50,000 as Accidental Hospitalization (including day-care treatment) coverage in case of eligible injuries resulting from road-traffic Accidents as per the following:
Types of Accidental Injuries Coverage Amount
Head Injury 100% (BDT. 50,000)
Chest Injury, Internal Injury 50% (BDT. 25,000)
Fracture, Dislocation, Dismemberment, Amputation, 2nd Degree Burn, 3rd Degree Burn 30% (BDT. 15,000)
Cut injuries, Abrasions, Soft Tissue Injury, 1st Degree Burn 5% (BDT. 2,500)


  • Claims for Accidental Hospitalization can be made multiple times until the total limit of BDT. 50,000 is over.


The following exclusions and limitations shall be applicable for the Insurance Coverage:

  • Any pre-existing conditions shall not be covered.
  • Any injuries/death due to any unlawful activities shall not be covered (i.e., riding a bike without a valid driving license or under the influence of drugs, etc.).
  • Insurance coverage shall be applicable for accidents/incidents occurring within the territory of Bangladesh only.


BDT. 349.00 only per Covered Person per year, paid on the purchase of Biker Bima.

Delivery Charges: Delivery charge shall apply if the customer wants to take the membership card via courier. There is no delivery charge if the customer does not want to take the card and use Bimafy mobile app to manage the coverage.

  • BDT. 40 delivery charge for inside Dhaka areas

  • BDT. 60 delivery charge for outside Dhaka areas


Insurance claims can be raised using the dedicated claims portal on the following hyperlink by filling up the online claims form and by attaching relevant claims documents (scanned images/clear photographs).

Successful insurance claims shall be settled in favor of the customer or nominee via bank account or mobile financial system (bKash/Nagad/Rocket etc.) within ten (10) working days after receiving all necessary documents.

For further details, please visit or call customer service at +8809606991991